Navigating Healthcare for Expatriates Living in Bali

As an expatriate living in Bali, understanding the healthcare system is an important part of settling in. While Bali offers a mix of public and private medical services, not all are designed with foreigners in mind.

With the opening of Bali International Hospital in April 2025, international residents and visitors now have direct access to high-quality care aligned with global medical standards. Whether you live in Bali full time or part of the year, this guide helps you understand your options and prepare for peace of mind.

Bali’s Healthcare System

Indonesia’s healthcare is made up of two main sectors:

• Public healthcare, supported by the national health insurance system
• Private healthcare, offering faster, more personalized services

Public vs Private Healthcare in Bali

Public Healthcare:

• Access: Mostly available to locals and some expats with proper permits.
• Language: Primarily in Bahasa Indonesia.
• Costs: Very low, especially if using public insurance (BPJS Kesehatan).
• Wait Times: Often long, especially at crowded facilities.
• Service Level: Basic to moderate service quality.

Private Healthcare:

• Access: Open to everyone, including tourists.
• Language: Multilingual support is commonly available.
• Costs: Varies depending on the provider and service.
• Wait Times: Generally shorter and more efficient.
• Service Level: Advanced services meeting international standards.

BPJS Kesehatan: What Expats Need to Know

BPJS Kesehatan is Indonesia’s public health insurance system. Some expatriates are eligible to join, especially those with a long-term visa (KITAS/KITAP) and local employment.

What it covers:

• General doctor visits
• Emergency care at public hospitals
• Basic treatment and medications

Limitations for expats:

• Used mostly at public hospitals
• Services may be crowded
• Most doctors and staff speak only Indonesian

Because of these limitations, many expatriates prefer private healthcare and international health insurance.

Our International Hospital

Opening in April 2025, our hospital was designed to serve both local and international patients. Located in Sanur’s Health Special Economic Zone, the hospital provides:

Key Services and Features

• 24/7 emergency care
• Multilingual medical staff
• Specialist consultations in cardiology, orthopedics, oncology, neurology, and more
• Modern inpatient rooms designed for comfort and privacy
• A sustainable “green hospital” design built to global environmental standards

We aim to become one of the best hospitals in Bali for foreigners, offering high-quality care with international professionalism and hospitality.

Cost of Healthcare in Bali

Private healthcare can be more expensive than public options but provides faster, more personalized care. Below are general cost estimates around Indonesia:

General Doctor Visit

• Estimated cost: $20 – $50 USD
• Specialist Consultation
• Estimated cost: $40 – $100 USD

Emergency Care

• Cost: Varies significantly, and often requires upfront payment.
• Inpatient Hospital Room
• Estimated cost: $100 – $1,000 USD per night, depending on the hospital and room type.

Minor Surgery

• Estimated cost: $500 – $3,000 USD, depending on complexity.

Health Insurance for Expats in Bali

Having international health insurance is highly recommended. It covers:

• Treatment at private hospitals
• Emergency evacuation if needed
• Access to a wider range of specialists

When choosing a plan, make sure it includes:

• Inpatient and outpatient care
• Evacuation
• Global coverage if you travel frequently

Tips for Expats Navigating Healthcare in Bali

Stay Prepared

• Always carry your health insurance details
• Save the contact information of nearby private hospitals
• In an emergency, go straight to a private emergency room
• Have a local contact or translator if needed

Common Health Issues in Bali

• Dengue fever from mosquito bites
• Digestive issues from unfamiliar food or water
• Air pollution or smoke exposure during dry season
• Dehydration due to heat and humidity

Vaccinations recommended by the Ministry of Health include:

• Hepatitis A and B
• Typhoid
• Tetanus
• Rabies (if staying long-term or working with animals)

Frequently Asked Questions

How can I get medical help in Bali?

For fast care, go to a private hospital or international clinic. Public facilities are available but may have long wait times.

Can I buy health insurance in Bali?

Yes. You can buy international or local insurance.

Local policies are cheaper but may have limited international benefits.

Bali is a rewarding place to live, but it’s important to be informed about how to access quality healthcare. Whether you’re planning a short-term stay or long-term relocation, understanding your insurance options and how to navigate the system will help you feel safe and supported.

With the opening of Bali International Hospital in April 2025, expatriates and Indonesians in Bali now gain access to a modern, multilingual, and internationally aligned medical facility, bringing world-class healthcare closer to home.

Before you settle in, secure your health coverage and know your nearest provider. Peace of mind starts with being prepared.